Business Owners

Ensure that your business remains profitable and properly insured with a business owner’s policy from Bates Insurance Agency. From your building and its equipment to your data and software, business owner insurance policies with coverage for commercial property and cyber liability could protect your business’s assets from destruction caused by vandalism, malicious destruction, earthquakes, fire, and severe weather.

You could protect the most important parts of your business with a business owner policy from Bates Insurance Agency. From your office space and cubicles to your computers and servers, business owner policies are the sensible solution for protecting those things that are crucial to your day-to-day operations. Accidents and errors committed by your employees can lead to serious problems with costly consequences. Our business owner policies may protect against these as well as malicious wrongdoing by disgruntled employees and outside persons.

When you come to see us about a business owner policy, you may have a good idea of what’s most valuable in your business and what you need to insure. If you’d like, we can also go over some common areas where other clients in your industry face exposures so you can find the right policy for your needs. We want to give you all of the information you need to make an informed decision when deciding on the right policy.

Employer Practices Liability Insurance (EPLI) may protect your business in many situations including:

  • Discrimination
  • Invasion of privacy
  • Emotional distress
  • Sexual harassment
  • Wrongful termination
  • Hour & wage violations
  • And more

Industries We Insure

We provide insurance advice to many different types of businesses from hair salons and restaurants to funeral homes, condo associations, restaurants, IT companies, and more professional offices. No business is too big or small.

In this world of electronic commerce and social media we make sure that not only are we abreast of these new coverages that were developed to address these risks, but also that our clients are covered for them. Cyber liability, data breach, employment practices liability, boiler, and machinery are just a few very important coverages that can be easily overlooked.

We offer:

  • Business Owners Package
  • Employment Practices
  • Marine
  • Professional Liability
  • Cyber Liability
  • Boiler & Machinery
  • Directors & Officers
  • Bonds
  • Property
  • General Liability
Learn more about our policies and we’ll go over which ones could best protect your business.      Call Today!